Mr. Manuel Koser is a Co-Founder and serves as Managing Director at SilverTree Internet Holdings. He serves as a Board Member at Finclusion. Mr. Koser is a Co-Founder and serves as the Managing Director at Hellohr. He co-founded and served as Shareholder at Zando. Koser is a Co-Founder of Healthcart. Before Silvertree Capital, he co-founded Zando in South Africa, and served as co-CEO; and co-founded Jumia in Nigeria. Before relocating to South Africa he worked as a Vice President for Corporate Development and Investments in Frankfurt for the Altira Group, focusing on African, renewable and German mid-cap investments. He started his career as a Management Consultant for the Boston Consulting Group, where he focused on corporate finance and industrial goods projects in Germany, UAE, India, UK and South Africa. He holds a B.Sc from University of Maastricht and Universita Luigi Bocconi.