Mr. Julian Kyula served as the Group Chief Executive Officer, Board Member & Co-Founder at MoDe. He is also a serial entrepreneur having founded Quest Holdings prior to founding MODE. Julian has experience in the Credit Sector having worked at the Credit Reference Bureau Africa (CRB) in Nairobi. Further international experience includes working with Alegis Group in Houston Texas with responsibility for scoring Citibank and Amex client; as well as an Operations Analyst and Collections Manager for Nationwide Credit Inc in Houston Texas.