Mr. Andy England serves as Vice President, Business & Corporate at ATB Financial. Mr. England and his team support the profitable growth and risk-managed credit philosophy of ATB Financial through the timely and appropriate adjudication of all corporate, business, and agricultural applications for credit in excess of $250,000. The Business and Corporate Credit team consist of 30 staff in Edmonton and Calgary who possess extensive experience in agriculture, small business, oil and gas, real estate, hospitality, manufacturing, and many other sectors and businesses in Alberta. All are dedicated to meeting the unique needs of Albertans while ensuring ATB Financial's reputation as a disciplined, ethical and self-sufficient financial institution is maintained. Mr. England was born in Cold Lake, Alberta and joined ATB Financial over 30 years ago in St. Paul, Alberta. He has experience in small business, real estate and hospitality, and corporate lending as a result of his previous tenures as General Manager of Corporate Credit and a senior relationship manager with Corporate Financial Services.