Mr. Naresh Bangia Co-Founded Partner of Creative Destruction Lab. He is also the Founder and President of AJB Software Design. Prior to establishing AJB, he co-founded Connecting Solutions, a software solutions company specializing in the retail market. An industry leader and visionary over the past fifteen years, Naresh has architected a number of the innovative solutions used by North America's most influential retailers and continues to work alongside his development team to provide guidance in the evolution of integrated retail payment tools and solutions in the global retail marketplace. Naresh has been a recipient of numerous industry accolades and awards and holds a Bachelor of Applied Science in Engineering from the University of Toronto.